Many policies require a thorough medical exam, including blood work. Underwriters may also request consent to access your medical records. It’s important to be upfront about your health. Underwriters may compare your answers to the information available to them in public prescription and Medical In...
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If the unexpected were to happen, the funds from a life insurance policy would help them pay those. For those who are married, funeral expenses and medical bills can strain a couple’s budget. Usually, beneficiaries are responsible for the debts of the deceased. But a life insurance policy ...