在理财的所有金融产品中,共同基金(mutual fund)是最受欢迎的理财方式,它已经有一百多年的发展历史,是一种非常成熟的大众理财产品。从马克·默比乌斯 Mark Mobius的《共有基金投资实用指南》可以了解到:最基本形态上来看,共有基金是将钱从那些具有共同投资目标的一群人手中汇聚而后用于购买股票、债券、货币市场工具、...
Treasurys and mortgage-backed securities, with an attractive trailing yield of 3.4% and an equally attractive expense ratio of 0.05%. Vanguard Institutional Index Fund (VINIX) Assets: $309.8 billion VINIX is a large blend mutual fund that has a low 0.035% expense ratio. With 503 equity ...
Mutual Funds are a pooled collection of investments in stocks, bonds, and other financial instruments that are overseen by a team of fund managers and research analysts. What is the Definition of a Mutual Fund? For retail and institutional investors, mutual funds are a cost-efficient option to...
Jeff Vinik, who took over the fund's reins following the departure of Lynch also produced some excellent results. In early 1996, however, Vinik turned bearish and placed nearly 30% of Magellan's assets in cash and long-term U.S. Treasury bonds. The conservative portfolio caused the fund ...
Theportfolio manageris commonly given the freedom toswitch the ratio of asset classesas needed to maintain the fund's stated strategy. Money Market Mutual Funds The money market consists of safe, risk-free, short-term debt instruments, mostly government Treasury bills. The returns on them aren'...
Bond funds feature corporate bonds, Treasury bonds and other debt securities. Because there's a set rate of return, they're also known as fixed-income funds. While bond funds have less potential for growth than equity funds, they're also considered a safer investment — which makes themone ...
brokerage firms fail. Customers of SIPC member institutions who lose money as a result of company liquidation are insured up to $500,000, with a $250,000 cash sub-limit. In addition to mutual fund investments, the SIPC protects investments in stocks, bonds,options, Treasury securities, and ...
Treasurys, certificates of deposit and commercial paper. They are considered one of the safest investments and make up 15% of the mutual fund market, according to the ICI. Balanced funds Also known as asset allocation funds, these investments are a combination of equity and fixed-income funds ...
A mutual fund is a pool of money collected from many investors for the purpose of investing in stocks, bonds, or other securities.