please note that the target-date fund is selected for you based on your projected retirement date (assuming a retirement age of 65). Life Cycle funds share the risks associated with the types of securities held by each of the underlying funds in which they invest. In addition to the fees ...
Barclays LifePath funds start with the same mix but end up with 35% stocks and 65% bonds at the target date. Details of any fund can be found in its prospectus.Expense ratios range from 0.21% of assets to 1.25% or more. Note that these expenses cover the management of the target-date...
Focuses on life cycle mutual funds. Discussion of the life cycle mutual concept; Categories of life cycle funds; Suggestions in choosing for the best life cycle fund approach; Decision that must be made after the selection of the life cycle approach.Markese...
Target date funds (also known as life cycle funds) are a type of asset allocation fund. In a target date fund, the asset mix is adjusted automatically on the investors' behalf. As the target date gets closer, the portfolio becomes more conservative. ...
One is an aggressive lifecycle fund with a 90% stock allocation until 24 years from retirement, at which point the allocation becomes 85%, then at 19 years from retirement, the stock allocation becomes 77%, then at 14 years until retirement the stock allocation becomes 69.2%, and at 4 ...
Life-Cycle Funds are balanced funds with a target sell date, such as 2050. The idea is that the fund will be held by those expecting to liquidate (due to retirement?) in 2050. The fund allocates money based on that sale date. When there is longer term to the sale date, the fund ...
Life-Cycle Fund Life-cycle funds are asset-allocation funds in which the share of each asset class is automatically adjusted to lower risk as the desired retirement date approaches. They are also known as age-based funds and target-date funds. ...
Summary There are three phases to the life cycle of a mutual fund. Each phase requires a different amount of time. Phase one includes preliminary decision-making which creates the vision for mutual fund. To create a clear vision there is need to profile the customer, and explain how mutual ...
One caveat, however, is that you might not get adequate diversification by investing in a single mutual fund. Don't put all your money in a single sector-specific or industry-specific fund. An oil and energy mutual fund might spread your money over 50 companies, but if energy prices fall,...
It also analyzes changes in the law governing mutual funds and explores the regulatory and administrative issues arising under the Investment Company Act of 1940. Organized in chronological order following the life cycle of a mutual fund, this title includes...