While licensing requirements do vary by states, mortgage brokers must be licensed and complete a criminal background check including fingerprinting. Credit checks and minimum experience are also often required. Additionally, brokers must usually complete pre-license education and some must take out a ...
if you made the mistake of applying for financing at too many places and your credit score has taken a hit, you wll probably need to wait out the 12 months. Now in 2024, the credit bureaus are no longer removing inquiries based on a letter from you. They want to hear from the credit...
Then they close one location after another, so there are no branches near me. I tried paying by mail, they do not open mail (more fees to stop payment on lost checks). Pay by phone works, but you have to spend about 30 minutes going through all their prompts, and I have often ...
Do underwriters work weekends? I’ve heard of some that have. I don’t know if they do on a regular basis, but if loan volume picks up in a short period of time it’s possible to come in on a Saturday or Sunday. The mortgage world is all about highs and lows, so sometimes it ...
an optional savings program that requires self-discipline is frequently no savings program at all. Contrast this with someone who places a 15 year, biweekly mortgage on their home, thus creating enforced discipline. One happens with certainty regardless of life’s wrinkles… the other is optional...
This is literally what our state has come to. We are now going to offer tax breaks for many of the perpetrators of the subprime lending enterprise. Instead of ransacking these places and putting head honchos on perp walks, we are now going to give them money ...
We all have those places where we feel most inspired, content – most alive. For me, it’s Teton County. That stretch of high plains and higher mountains that extends from the southeastern most corner of Idaho and into Wyoming. I’ve spent a lifetime watching the sun rise and set over...
There are other places I could see myself living, but every time I truly compare what I have now vs the other cities, I’d be giving up a ton imho. 0 0 anon (tfo) on January 9th, 2020 at 3:58 pm “Would you say the same about cities (Tier 1 excluded)?” Within regions,...
(which would’ve been safer), but it forced us to pay it off sooner. The payment wasn’t that much more though so it felt like a no-brainer. It’ll feel nice though not having a bank over us with a lien one day. Either that or we might go the renting places in fun locations ...
If there are items you don't want to give away, consider selling them online. Internet marketplaces have made it easy to have your ownvirtual garage sale. You could post a classified-style ad on Facebook or Craigslist, sell handmade goods on Etsy, or post your trendy clothes on Poshmark...