Keep in mind that some online calculators do not round the payment and interest to the nearest cent, so if you see a small discrepancy in the calculations, this is likely the issue. Our spreadsheet DOES round, and it also adjusts the last payment to bring the balance to zero. Please ...
Subtract the calculated interest for the month from the monthly payment to get the amount of principal going to pay down the loan. In the example, the payment of $1,362.69 minus $1,100 gives $262.69 of principal reduction. Subtract the principal payment from the loan balance to get the ne...
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Dear Forum Members: New member and new poster. Forum recommended by Leila Gharani. If this query is in the wrong place, my...