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Mortgage Refinance is a term used to refer to the replacement of a current debt obligation with another debt obligation, but under different terms.
Switch tonew thesaurus Noun1.mortgager- the person who gives a mortgage in return for money to be repaid; "we became mortgagors when the bank accepted our mortgage and loaned us the money to buy our new home" mortgagor debitor,debtor- a person who owes a creditor; someone who has the ...
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(Sometimes referred to as an Interest Rate Reduction Refinance Loan or IRRRL.) No-closing cost refinance: With this option, closing costs are rolled into the new mortgage or the borrower pays a higher interest rate. Short refinance: The lender refinances your mortgage for less than you owe. ...