Your credit score: Which loan types do you qualify for from a credit standpoint? Your down payment: Do you need a low- or no-down payment loan? What about down payment assistance? Will you be using gift funds from family or friends? If you’re a first-time homebuyer or otherwise have...
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aSub-loan means "subprime mortgage loan". “Sub” means the poor side corresponding to “high” and “excellent”, while in the "sub-loan crisis" it refers to the low credit and low debt-repaying capacity. 正在翻译,请等待...[translate]...
The meaning of MORTGAGE is a conveyance of or lien against property (as for securing a loan) that becomes void upon payment or performance according to stipulated terms. How to use mortgage in a sentence.
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Some eligible homebuyers may qualify for an FHA (Federal Housing Administration) or a VA (Department of Veterans Affairs) loan. These loans tend to allow a lower down payment and credit score when compared to conventional loans. FHA loans are government-insured loans that could be a good fit...
FHA loans: First-time homebuyers, borrowers with down payments as low as 3.5%, and people with low credit scores may find FHA loans are a good fit. Jumbo loans: Jumbo loans are for buyers who need to finance a home that costs more than the current loan limits for conventional loans. Ci...
A subprime loan is a type of loan offered at a rate above prime to individuals who do not qualify for prime-rate loans. Quite often, traditional lenders turn down subprime borrowers because of their low credit ratings or other factors that suggest they have a reasonable chance of defaulting o...