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China's overall property loans totalled 53.1 trillion yuan at end-June, down 1% from the previous year, the central bank said. Such loans fell 1.1% year-on-year at end-March. To bolster economic growth, the government has in recent months unveiled a raft of steps to support ...
The latest entry in the long litany of mortgage-lender layoffs is Citibank, which let go some people in its mortgage unit. Well Fargo, JPMorgan Chase, and numerous other banks, along with the non-bank mortgage lenders, have laid off staff starting late last year. The biggest mortgage lende...
Of course, inflation and mortgage rates zoomed higher during the pandemic. However, since 2022, interest rates have once again resumed their long-term downward trend. As a result, if you get an ARM right before massive rate hikes, there'sno rush to pay down your ARM before it ...
Reports that the New York Police Department has uncovered an identity theft scam in Queens in which phony mortgage deals were used to steal over one million dollars. Arrest of a group of people who h...
Garfinkel says the assignment CEMA is “used all the time” as a means to reduce the mortgage recording tax payment. With an assignment, you are not tied to the terms of the old mortgage. “The terms are changed, so if there was a prepayment penalty on the old one there may not be ...
With mortgage rates at historic lows, now is a great time to save money by refinancing. And it may make sense even if you already have a low rate on your mortgage. (iStock) Mortgage rates have been at historic lows ever since the beginning of the coronavirus pandemic. At the beginning...
You can use Credible's free online tool to easily compare multiple lenders and see prequalified rates in just a few minutes. How to get low mortgage rates Current mortgage and refinance rates are affected by many economic factors, like unemployment numbers and inflation. But your personal ...
prevailing market interest rate falls. However, in this system of payments, the rate cannot be increased if the market rate increases. The automatic rate reduction system enables mortgage lenders to prevent their customers from refinancing their mortgages with other mortgage lenders whenmortgage rates...
With refinance rates as low as they are, it's tempting to agree to loan terms at the suggestion of a lender. But scammers posing as lenders may resort to high-pressure tactics to get you to agree to a refinance loan without fully understanding what you're committing to. Instea...