Loan applications by consumers in the same tract to the same lender for the same type of loan are likely to be highly similar. Because lenders tend to provide similar products in similar areas, this provides a proxy for the APR spread on nonoriginated loans. HOEPA status was estimated using...
with severalmortgage lenders. This will enable you to find the best mortgage rate. When borrowing for a large purchase such as a home, even a small difference in interest has a big impact on monthly payments and total costs. So make sure you keep track of today'smortgagerates in New ...