Step 1 – Prepare the Excel Workbook Open a blank Excel workbook. Give a clear heading of what it’s about. Type the Month names in a row and end with the Year cell. Save the file. Step 2 – Set up the Income Section Input the income sources. We will place the Salary, using a ...
Need some more help getting started? These templates offer an example of what your budget might look like once it’s complete. No matter how great your income, planning ahead is important so you don’t overspend, or spend too much in the wrong place. Easily compare your own spending agains...
This post also has a template of the tracker that I now use. Consider the envelope system’s simple beauty. Notice you are not tracking expensesbefore the spending. Both needs and wants are budgeted into specific bins with a spare bin. We can borrow from the spare bin if the needs bins ...