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- Credit scores fell across the board with cash-out borrower average scores falling another 3 points; the average credit score on cash-out refinances is now at 690, 37 BPS lower than the same time last year - Adjustable-rate mortgages (ARMs) are gaining in popularity as afforda...
All such considerations cast doubts about the relative importance of the Nonjudging scale of mindfulness as a measure for acceptance. It should be really important to understand in future works the difference between Nonreacting and Nonjudging scores, as they seem not to have the same modulatory ...
Traditionally, lenders have based credit decisions on tried and true data points like credit scores or last year’s financial reports and tax returns. In recent years, some companies have even implemented auto decisioning. But the pandemic has completely shifted the risk landscape. A company that...
We expect asset quality metrics across Latin American (LatAm) banks to remain under pressure due to persistently high interest rates and soft economic conditions, albeit mitigated by conservative growth strategies. Still-high credit costs act as a drag o
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