The article reports on the suggestion by U.S. Federal Deposit Insurance Corp. chairman Sheila Bair that money-market mutual funds "destabilizing" and investors would be just as well served if share prices floated.EBSCO_bspFund Action
Credit risk Unlike typical bank certificates of deposit (CDs) or savings accounts, money market mutual funds are not insured by the Federal Deposit Insurance Corporation (FDIC); although money market mutual funds invest in high-quality securities and seek to preserve the value of your investment, ...
Money market mutual funds are different from bank deposits and savings accounts, and the principal invested in a money market mutual fund is not guaranteed. They are not insured by the Federal Deposit Insurance Corporation (FDIC). While money market mutual funds are generally considered to be low...
Money Market Funds and ETFs limit their investment selection to highly liquid instruments, including cash, cash-equivalent securities and high-credit-rating debt-based securities with short-term maturities. These funds generally have lower levels of risk
While not insured by the FDIC, the funds are required by federal regulations to invest in short-maturity, low-risk investments, making them less prone to market fluctuations than many other types of investments. Liquidity Easily retrieve funds from a money market mutual fund to get cash, pay ...
Money Market Funds and ETFs limit their investment selection to highly liquid instruments, including cash, cash-equivalent securities and high-credit-rating debt-based securities with short-term maturities. These funds generally have lower levels of risk
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However, as is the case with all mutual funds, they are not FDIC-insured like traditional checking and savings accounts. While all money market funds generally are in low-risk, short-term investments — often Treasury bonds — "prime" money market funds are invested in other types of debt,...
Unlike cash and eventypical CDs, money market mutual funds are not insured by theFederal Deposit Insurance Corporation(FDIC). There is always a risk, though extremely small, that the investor could lose money. Put another way, the crucial difference between money market funds and money market ac...
A money market account opened at a bank is typically insured by theFederal Deposit Insurance Corporation (FDIC)for up to $250,000 per depositor. However, money market funds are not insured by the FDIC—but the Securities Investor Protection Corporation (SIPC) provides some degree of financial pr...