If you're a spreadsheet nerd who loves to budget, Money in Excel may interest you. Find out more in this Money in Excel review.
For example, you may currently have a business credit card with a balance that you simply cannot afford to repay in full. In this case, you should consider whether it would be appropriate and beneficial to take out a bank loan at a much lower interest rate to pay off the credit card. ...
Fintech applications have given people more control over their personal finances in a myriad of ways, whether it’s paying bills, sending money abroad, or growing their savings. One of the earliest forms of “fintech” is a budgeting spreadsheet. For years, people have relied on Microsoft ...
No-spend money challenge:For a set period of time—a month, for example—you stop all spending on nonessentials. At the end of the month, add up what you didn’t spend on lattes, trendy clothes or nights out and put that money in your savings account. ...
This helps take the work out of tracking your finances, which is a hurdle many people face in taking control of their money, Wang says. You can create your own budget spreadsheet or use an existing template, which gives you more flexibility to meet your personal needs....
Budget worksheet:Print out as a monthly budget worksheet. Budget calculator:Show when you’re in the red. Customize:Add your own categories. Graph it:View categories in color. See overspending. How to use the Budget Spreadsheet Step 1: Download!
In fact, don’t read any further. Get out a pen and paper. Open up a Google or Excel spreadsheet. Whatever you use, write down all your expenses. Look up your accounts if you have to. Go do it now. I’ll wait … Budget Tip #2: Having the right mindset and “all hands on dec...
This habit needs to be practiced regularly because it is easy to forget to make small purchases throughout the day. After you have written down everything you purchased that day, use a notebook or a spreadsheet program to see where you can improve your spending. There are alsofree appsand...
Take some time out, prepare a spreadsheet and outline all your promotional activities. You may not be able to undertake all the ideas I mentioned – but try to ensure that your reach isn’t limited to one single platform. Think carefully about your ideal reader so that you don’t miss an...
vaccine mandates in Ottawa (most of which are now gone anyway), but also designated the accounts of citizens who legally donated via GoFundMe or GiveSendGo as targets (sourced from a spreadsheet that somebody hacked from a third-party website, btw), that was a bell that can’t be un-...