The excess is a set amount of any claim you have to pay yourself before the insurer will contribute (the first £50 for instance). Having a larger excess will bring down your premiums, but will cost you more if you need to make a claim. Source: money.co.uk...
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How do I make a claim on my home insurance? If your home is burgled, the first thing you should do is call the police and take note of the crime reference number. You must then call your home insurance provider to let them know of the situation, and provide them with any photos you...
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