Liability coverage is a fundamental component of auto insurance that provides financial protection for damages or injuries you may cause to others while operating your vehicle. In Texas, liability coverage is mandatory and serves to protect both the driver and other parties involved in an accident. ...
Texas$51 Utah$47 Vermont$31 Virginia$39 Washington$55 West Virginia$43 Wisconsin$34 Wyoming$29 *National Average$50 Compare RatesStart Now → Read more:Delaware Car Insurance (Coverage, Companies, & More) South Dakota and Iowa have the cheapest liability insurance rates, but Louisiana and Florid...
(New Hampshire is the exception) requires drivers to have car insurance. As a form of financial responsibility, car insurance helps financially protect the driver’s liability if they are at fault for an auto accident. Minimum car insurance coverage requirements vary between states, and while they...
Notes:California also helps low-income drivers who otherwise would not procure car insurance get a policy through theCalifornia Automobile Assigned Risk Plan. The minimum liability limits for one of these policies is 15/30/5. Colorado Bodily injury liability coverage per person:$25,000 ...
Car insurance requirements by state The table below indicates the minimum amount of liability required by each state. Please note, some states may also require additional coverage, like uninsured motorist or personal injury protection (PIP). StateBodily Injury/PersonBodily Injury/AccidentProperty Damage...
There are a few states where car insurance is not mandatory. However, that doesn’t mean that drivers are completely off the hook for liability. The exceptions for New Hampshire and Virginia are detailed below. States that don’t require car insurance ...