South Dakota and Iowa have the cheapest liability insurance rates, but Louisiana and Florida have the most expensive liability car insurance rates. But you could get moreaffordable car insurancerates if you shop with the right company. Multiple factors determine whether affordable insurance is available...
(New Hampshire is the exception) requires drivers to have car insurance. As a form of financial responsibility, car insurance helps financially protect the driver’s liability if they are at fault for an auto accident. Minimum car insurance coverage requirements vary between states, and while they...
Iowa Bodily injury liability coverage per person:$20,000 Bodily injury liability coverage per accident:$40,000 Property damage liability coverage:$15,000 Personal injury protection:Optional Uninsured/underinsured motorist coverage:Optional Kansas
Exceptions to state minimum car insurance requirements There are a few states where car insurance is not mandatory. However, that doesn’t mean that drivers are completely off the hook for liability. The exceptions for New Hampshire and Virginia are detailed below. States that don’t require car...
State minimum car insurance refers to the legal insurance requirement in your state. Most states require some level of liability insurance.
Minimum coverage car insurance addresses various essential areas. These include: Liability Liability coverage has two parts—bodily injury and property damage. In either scenario, liability coverage helps pay for your legal fees if you are sued after an accident. Bodily injury liability coverage specifi...