To be eligible for an HSA plan, you can't receive Medicare coverage (or any disqualifying health coverage), be claimed as a dependent on anyone else's taxes, and must be enrolled in a High Deductible Health Insurance Plan (HDHP). RiskThe benefit of an HSA is that you can withdraw ...
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Since contributions to tax-deferred retirement accounts are tax deductible, and the earnings grow tax-free, the federal government wants to tax the money eventually, so you must start receiving required minimum distributions (RMDs) by age 73. You can withdraw more than the RMD, but the RMD is...