In Texas, drivers are required to carry a minimum level of auto insurance coverage to comply with state laws. These minimum requirements are set by the Texas Department of Insurance (TDI) and aim to ensure that drivers have the necessary financial protection in case of accidents. It’s importa...
Should I get minimum-coverage or full-coverage auto insurance? Car insurance minimums are meant to be a starting point for coverage, but they may not cover the full cost of an accident, and the minimums alone may not pay for damage to your vehicle. Every state that requires car insurance...
In Virginia, drivers who don’t have a history of accidents or traffic violations are allowed to register as an uninsured motorist for an annual fee. However, this designation doesn’t replace insurance—it only allows a driver to get behind the wheel without their own policy. They still have...
for instance, California has set its minimum wage at $14 per hour, surpassing the federal standard. Workers in California are entitled to this higher rate, illustrating the variability across states.
If you were to get into an accident, that money could be given to the other driver to compensate them for their losses, depending on the circumstances. The most flexible state for car insurance alternatives is New Hampshire. In New Hampshire, drivers are not required to carry auto insurance,...
These coverages are the minimums for each state listed. If you have a lease or an auto loan, you may be required to have even more insurance coverage. How Much Coverage Do You Need? Depending on the value of your vehicle, the state's minimum coverage may not be enough. According to ...
More than half of the country was affected by a prolonged drought that included large parts of the Southeast, West, the Great Plains, northwestern Great Lakes, and south-central Texas. The drought contributed to agricultural and livestock losses and many communities adopted water and burning restric...
state. The national average for minimum auto insurance rates is $50/month. But you could pay more when you get an insurance policy with a car insurance company. Don’t worry – there’s a way to lower your rates. Shop around and compare multiple insurance companies to get the best rates...
Texas $7.25 Utah $7.25 Vermont $14.01 Virginia $12.41 Washington $16.66 West Virginia $8.75 Wisconsin $7.25 Wyoming $7.25 Source: National Council of State Legislatures Minimum wages in U.S. territories also vary. They are as follows: Guam: $9.25 Northern Mariana Islands: $7.25 Puerto Ri...
When it comes to homeowners insurance, everything is certainly bigger in Texas. In 2008, the Insurance Information Institute reported that Texans paid nearly double the national average in homeowners insurance premiums, or $1,460 per home, per year. There are no Texas laws that enforce home ins...