Given this, it is not possible for micro lenders to charge full-cost recovery interest rates. This paper tries to highlight the effects of interest rate ceilings on the micro finance market. It argues that the
The volume was up 2.2 billion yuan from the end of 2017. By the end of last month, the number of micro-credit companies in China came in at 8,394, the People's Bank of China said in an online statement. Micro-lenders largely target small companies and low-income groups in need of ...
Smallholder diaries linking information on transactions with data on climate-smart agricultural activities can reveal the financial needs of CSA farmers for developing new financial services and delivery modes that benefit farmers and are profitable for lenders, aggregators or other potential value chain ...
It takes women longer than it takes men to get the same business loan on kiva.org because (1) women choose bigger loans, (2) women ask for more time to pay back their loans, and (3) because lenders prefer lending to men-owned businesses. Thus, our data suggests that lenders prefer m...
Clusters of gas-fired turbines, big dams, and geothermal projects in Sub-Saharan Africa tend to have very complex financing structures, often with the inevitable involvement of institutional lenders and development finance institutions. In addition, they also often involve offshore financing, as well ...
competition, as most lenders are only interested in big-ticket deals. Many institutions claim to endorse the micro-finance concept, but not the nitty-gritty side of it. Secondly, we are currently allowed to borrow only 50 percent of our paid-in ...
As the formal lenders, risk-averse banks will only be willing to lend if these two elements that serve as a basis of trust in their reciprocal relationship with their clients (as borrowers) exist.6 However these two elements poised important impediments to the poor especially in the rural ...
The Group seeks to maintain strong relationships with its key banking partners and lenders and to proactively monitor the loan markets. The Group also has strong engagement with the providers of equity capital, which represents an alternative source of capital. In March 2020, given the increased ...
the oldest economic system and is used in part of Asia, Africa, South America, traditional economies organize their economic affairs the way they have always done it command economy economic effort is devoted to goals passed down from a ruler or ruling class ...
(No. Lenders would be unwilling to provide such loans because, without insurance, the risks would be too high.) 3. How does the federal government provide an incentive for people to purchase oceanfront properties? (The federal government provides low-cost national home insurance that covers ...