The surcharge may not hit you now but beware. Statistics can often lie. The averages above conceal wide variations in real people’s tax bills. The Obamacare surtax trigger points are not adjusted for inflation. Things like big investment windfalls, home sales, or stock option exercises, could...
annually for inflation based on the CPI-U; however, the new top high-income threshold is frozen through 2027 and then adjusted annually for inflation starting in 2028.83 Beneficiaries pay the surcharge directly to the federal government, rather than to Part D plans. ...
which will be adjusted for inflation and announced in the last few months of 2025 or early 2026. It may seem odd, but exceeding the 2024 IRMAA income limits doesn't necessarily mean you'll ever pay IRMAA. If your income is just barely over the IRMAA threshold this year...