in a stand-alone Medicare Part D prescription drug plan. This coverage is optional, but if you wait until a future date to add it, you could pay a penalty for late enrollment (see below). Your coverage will begin the first day of the month after the plan gets your enrollment form. ...
If you have Medicare, you probably have minimum essential coverage (MEC) as defined by the Affordable Care Act (also known as Obamacare or ACA). Learn more about which Medicare coverage does and doesn't count.
Goedken AM, Urmie JM, Farris KB, Doucette WR: Effect of cost sharing on prescription drug use by Medicare beneficiaries prior to the Medicare Drug Benefit and potential adverse selection in the benefit. J Am Pharm Assoc 2009, 49(1):18-U12....
If you were born on January 1 of a given year, you would use the prior year to determine your FRA. Waiting until FRA to claim Social Security might be tough for some people, but it does increase your benefit by up to 30% versus claiming at age 62. Social Security at age 70: The ...