Delaying Medicare when working past 65 Even if you plan to keep working, you still have a 7-month Initial Enrollment Period (IEP) when you turn 65. You have a number of Medicare decisions to make when you turn 65, and this is especially true when you have other health insurance. It’...
Not knowing you need to take steps to sign up at 65. Assuming you have to sign up for Medicare at 65 even if you're still working. Not signing up for Medicare at 65 if you're on COBRA or have retiree health coverage. Missing the deadlines for filling in the gaps in Medicare....
Generally, you’ll get signed up automatically if you are getting Social Security benefits. If not, you’ll need to sign up when you turn 65 or when you or your spouse stop working at a job with health insurance benefits. Where Can I Get Help With My Medicare Costs? You may qualify ...
If you were a stay-at-home parent or spouse and have no work history, you may still receive Medicare benefits at age 65 based on your spouse's or ex-spouse's work record. If your spouse has the required 40 quarters and you've been married for at least one continuous year, you quali...
» MORE: Should you sign up for Medicare if you’re 65 and still working? What is Medicare Advantage (Medicare Part C)? Medicare Advantage, also known as Medicare Part C, is a health plan offered by private insurance companies that provides the benefits of Part A and Part B and usually...
If you and your spouse share a family plan, the other will need to continue their coverage alone or find a new policy when the other enrolls in Medicare. If you’re still working at 65 and have coverage through a group plan, you may be able to delay enrolling in Medicare until you ...
Group Health Coverage: If an individual is still actively working at age 65 and has employer-sponsored group health coverage through their own or their spouse’s current employment, they may choose to delay enrolling in Medicare Part B. This decision is often made because the employer’s group...
at age 65 but will continue working. My employer has 21 employees at this time. Will my insurance still be creditable if my employer has just 19 employees for part of the year? Two of the employees are part time, and not provided insurance, thus only 19 are currently enrolled in the ...
Do I have to enroll in Medicare Part A and Part B when I’m 65, even if I’m still working? If you don’t have health insurance through your or your spouse’s current employer, then you’ll need to sign up for Medicare at age 65 – even if you have retiree health insurance or...
Do I need Medicare if I am still working? You don’t NEED it, but you don’t have to be retired to enroll in Medicare. Plus, if you’ve worked for at least 39 quarters, your Part A can have a $0 premium. There’s no reason not to sign up once you’re eligible, even if you...