Insurance (ESI):If you are still working and have employer-sponsored insurance through your job or your spouse’s job, Medicare may become the secondary payer. This scenario often applies to individuals who are eligible for Medicare due to age but continue to work and have ESI coverage. ...
You may be able to delay signing up for Medicare if you are still working and have health insurance through your employer (or if you’re covered by your working spouse’s employer coverage.) But you will need to follow the rules and must sign up for Medicare within eight months of losing...
You Lose Your Health Coverage: If you had Medicaid and are no longer eligible or if your retirement health plan or COBRA plan ends, you could be eligible to enter a Medicare special enrollment period (SEP). You’re Eligible for Other Health Coverage:If you’re still employed or on a spou...
been covered by Medicare knows that, by itself, it’s hardly an ideal plan for handling all the expenses you will face, even with good health, throughout your twilight years. Fortunately, there are good options available to you which can provide more comprehensive coverage than Medicare alone....
Keep in mind that if you are still working and covered through an employer group health plan through your job, you may not need to enroll in Medicare until you decide to leave your employer coverage. Sometimes individuals and couples only need to sign up for part A benefits and not enroll...
“If you’re still working when you turn 65, and you’re covered by group health insurance at an employer with 20 or more employees, it may make sense to wait to start your Medicare Part B coverage and enroll after your group coverage ends. “If you get Part A for free, there’s...
Let us help you navigate your Medicare journey If you are enrolled in a Medicare Supplement plan or a Medicare Advantage plan, you can’t enroll in the other. You can only have one form of coverage at a time. First-dollar plans, specifically Medicare Supplement Plans C and F, are not ...
If you are granted Social Security disability retroactively Social Security also offers you Part B coverage retroactively if you want it—while making it clear that, if you accept, you must paybackdatedPart B premiums for the time period in question, which can amount to hundreds or even thousand...
Call me today (760) 473-7721 so you can understand the Medicare requirements and have the best coverage available that meets your needs. I would be happy to meet with you one on one at your home or a convenient location of your choosing....
Each plan is a little different, but the most common fitness benefits are through SilverSneakers or Silver and Fit. I lost my job and got COBRA coverage from my employer. Can I still have Medicare? COBRA (the Consolidated Omnibus Budget Reconciliation Act) allows you to stay with your employ...