Loss or damage to medical aids and prescribed medications Do you have a pre-existing medical condition or disability? For most people reaching 90 is a milestone in their life but with it may come medical problems. Free Spirit is one of the market leaders in specialist travel insurance for peo...
In general, most travel insurance companies will consider you to have a pre-existing condition if you have a diagnosed illness or medical concern that has not been “stable” within a defined look-back period. “Stable” means that the condition has not changed or worsened in any way – no...
2014, Americans living with pre-existing conditions are free from discrimination and can get the health coverage they need, and families are free from the worry of having their insurance cancelled or capped when a family member gets sick, or going broke because of the medical costs of an accid...
Health care management Insuring individuals with pre-existing medical conditions| Does the Massachusetts health insurance mandate sufficiently address the coverage problems of the chronically ill? TUFTS UNIVERSITY James Jennings JeanNathalie S. AFinding health insurance coverage can be a tough challenge for...
preexisting condition Health insurance An injury, illness or medical condition–eg, cancer, DM, HTN, mental disorder that a person had before a (new) health insurance policy becomes effective Traumatology A chronic medical condition encoded as a 2º diagnosis at the time of discharge from a ho...
Question: Different travel medical insurance plans describe their coverage as either “sudden onset of condition” or “acute onset of condition.” What is the difference? Answer: A Sudden Onset of a pre-existing condition would be an unexpected recurrence of the medical condition that has been ...
Pre-existing Conditions Pre-existing conditions are defined as medical conditions, medication, consultation, or treatment which existed or which was performed prior to the effective date of insurance coverage. Deductible This is the amount that must be paid by the insured before the insurance company...
Travel insurance can come in handy for things like cancellations or loss of luggage, but it may prove invaluable if you’re hit with unexpected medical costs while travelling. However, if you receive treatment for a pre-existing condition that you haven’t declared on your policy, your insuranc...
Medical Evacuation & Repatriation insurance provides coverage for emergency medical transportation services during a trip. Learn more.
sometimes insurance wasn’t an option. Companies could turn her down because of her pre-existing condition, or they would make her wait a certain amount of time before they’d cover her care. That meant she’d often put off going to the doctor or getting prescriptions filled even though sh...