2) Make as much money as possible beyond the maximum taxable income limit for Social Security tax. All About Earning Passive Investment Income The way to pay as little FICA tax as possible is to make as little wage income as possible. Earn money through investments, dividend income, annuities...
Once you've developed an automatic maximum 401(k) contribution habit, focus all your energy on buildingyour preferred passive income investments. Your 401(k) really should be an afterthought, just like Social Security. If it's there when you retire, great. If not, you never counted on it ...