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While Robinhood’s app is free, and it makes it easy for users to invest, it does make money in anasymmetric way. In fact, the company makes money on the transactions placed by its users, not by charging a commission, but instead by the so-calledpayment for order flow(“PFOF”). Pa...
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The consistent growth ultimately allowed Affirm to go public on the Nasdaq stock exchange in January 2021. Some of the proceeds from the IPO were used to make additional acquisitions such as Returnly, a returns payment platform, which Affirm bought for about $300 million in April. ...