Traditional IRA的deductible limit在一个范围与收入是线性减少的关系,也即本节第一个图中斜线下降的区间。这样如果使用AGI作为收入,而AGI本身与traditional IRA deduction有关,deductible limit就需要解(一元一次)方程计算。相信大部分读者不在话下,但在全社会推广显然会让问题变得非常复杂。 于是国内立法时将traditional ...
Your MAGI and whether you and your spouse have retirement plans at work determine whether you can deduct traditional IRA contributions. If neither spouse is covered by a plan at work, then you can take the full deduction up to the amount of your contribution limit. However, if either spouse ...
• Deductions for IRA contributions. • Deductions for student loan interest or tuition. • Excluded foreign income. • Interest from EE savings bonds used to pay for higher education expenses. • Employer-paid adoption expenses. For most people, MAGI is the same as AGI, but certain de...
In 2024, the maximum contribution limit is $23,000. (It was $22,500 in 2023.) Those age 50 or older can contribute a 2023 and 2024 "catch-up" amount of an additional $7,500. For example, if a 40-year-old employee who makes a $100,000-a-year salary contributes the full amount...
If the number you arrive at is less than the traditional IRA deduction limit, then you can deduct the full amount. Depending on yourfiling status, and if you have a workplace retirement plan, those deduction limits can change. Regardless of your MAGI, you can take the full deduction if ne...
于是国内立法时将traditional IRA的收入限制定义为Modified AGI,在AGI的基础上再进行修改: Publication 590-A worksheet 1-1展示了计算过程。 我们看到Line 1又把Schedule 1 Line 20也就是traditional IRA deduction加了回去。这样一来MAGI包含traditional IRA deduction,traditional IRA deduction limit可以直接从...
Schedule 1的Line 20是traditional IRA deduction。所以在計算AGI時,tradtional IRA的deductible contribution從收入中被減去了。 這帶來了一個問題。Traditional IRA的deductible limit在一個範圍與收入是線性減少的關係,也即本節第一個圖中斜線下降的區間。這樣如果使用AGI作為收入,而AGI本身與traditional IRA...