But keep in mind, your credit score and history can play a role in your offers. According to sample data from MyFico.com, someone with a 640 credit score could qualify for a 3.4% interest rate on a 30-year fixed-rate mortgage refinance. Another individual with a higher credit score of ...
Personal loansare typically unsecured, which means they don't require you to put up an asset as collateral in the event you don’t repay the loan. Without collateral, lenders must use a borrower's credit history to determine their likelihood of default. Lenders judge your financial responsibilit...