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Mortgage rates fell this week to the lowest levels in over a year and a half, but elevated rates and high home prices are still keeping would-be buyers and sellers out of the housing market. Freddie Mac's latest Primary Mortgage Market Survey, released Thursday, showed that the average rate...
Yun pointed to a 1 percentage-point decline in the 10-year bond yield, which dropped to 3.8% on Friday from 4.8% a few months ago. If mortgage rates fell by the same amount, borrowers would need $300 less for the monthly payment on a typical home loan, he said. ...
Mortgage rates lowest in 3 months
Mortgage rates dipped significantly this week, dropping to the lowest level in more than a year,according to Freddie Mac. Rates for 30-year, fixed-rate mortgages averaged 6.47%, down from 6.73% last week. "Mortgage rates plunged this week to their lowest level in over a year following the...
Mortgage applications to purchase a home have been running about 15% below where they were at this time last year, according to the Mortgage Bankers Association. This latest drop could kick-start demand. “The market is moving ahead of the Fed, bringing down longer-term rates including those ...
Credit score:Borrowers with excellent credit tend to qualify for the lowest mortgage rates.1To improve your credit score, access your free credit report atAnnualCreditReport.com. Dispute any errors with the credit bureaus. Next, focus on improving your credit utilization by paying down debt, and...