This program can be a great way to proactively prove you're a responsible driver without having to wait for your insurance rates to lower after an accident or driving violation. The biggest benefit to participating in RightTrack is the option to save up to 30% on your premium for the life...
” Clark advises. When you’re at fault for an accident, your insurance will only pay up to your coverage limit for any damages or losses. But you’re responsible for covering whatever’s left. And if you don’t have the money to pay out-of-pocket, the victim(s) of your accident m...
Buying a home with afixed-rate mortgagelocks in theinterest ratefor the life of the loan. This means your monthly mortgage payment — excluding insurance and taxes — will remain the same as long as you have that loan. Having a fixed interest rate on your mortgage helps provide peace of m...
Say you’re in a minor accident. If, after the deductible, the most you’ll get from insurance is $1000, Ayres advises against filing the claim. “The net cost in additional future premiums will be greater,” he says. Bundle your insurance ...
“Then we thought, what if we could use the data to drive other decisions throughout the entire continuum, from pre-accident through disposition of the claim?” he recalls. “What if we could we take dollars out of insurance program and apply it to prevention?” B...
More impressively, the change came at a time when three other cities in Washington (whose accident rates served as control data) saw the rate of injuries rise. “These results suggest that communities can reap substantial benefits by lowering speed limits,” said IIHS Senior Research Transportation...