Keywords: California; cities; low-income housing; accessory dwellings; granny flats; in-law units 1. Introduction In 1982, California mandated accessory dwelling units (ADUs) as suitable housing for seniors, college students, and low-income households [1]. ADUs (also known as granny flats, in-...
Doing this also has a positive impact on your debt to income ratio (DTI). Paying down balances to under 30% will result in a significant credit score improvement. Check your credit report and dispute any errors: For assistance, consider a credit repair service to help get you on track for...