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Low-income earnersMalaysiaGlobally, several studies have shown that low-income house-buyers faced severe problems in gaining access to house-loan. Therefore, this study investigated the root causes of housing-loans inaccessibility for low-income earners (LIEs) in Malaysia and proffer pragmatic panacea...
Local Authority Residential Mortgage Credit: A Source of Non-Market Sub-Prime Homeloans for Low-Income householdssub-prime lendingmortgage CreditaffordabilityAs the volume of mortgage credit has risen in tandem with house price inflation, the sub-prime homeloan sector of this market has begun to ...
South Africa is facing a low-income housing crisis, with the current backlog estimated at over three million units. An obstacle in the provision of low-income housing is the difficulty encountered by commercial banks to extend loans in this market despite supporting initiatives by Government. A ...
The article reports on the plan of Fannie Mae to approve more low-income home loan applications in Washington. With this, Fannie has loosened its standards for mortgage approval to for low-income homebuyers to meet affordable housing objectives. Borrowers with incomes of 100 percent or less of ...
"I have to prove that my monthly income is no more than 9 million Vietnamese dong (391 U.S. dollars). Fine, this task is not very difficult. But other criteria pose great headache for me. I have to prove that I am capable of repaying bank loans to buy the house," bemoaned Cao...
Providing home, small business and personal loans to low- and moderate-income consumers; Attempting of the program to address complaints raised by community groups opposed to the merger; Filing formal complaints with regulators to delay the merger....
While some loans prefer applicants who have excellent credit histories, Upgrade focuses on the big picture. In order to get this loan, you will need to have a good cash flow. If you have a good debt-to-income ratio and cash flow, you can have fair credit and still get approved for th...
"Secured loans backed by assets owned by the borrower, like a car or house, are less risky to the lender and, therefore, often come with much lower interest rates, reducing the cost of borrowing over the life of the loan," Anastasio says. ...
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