When a government at the state or local level needs to borrow money, they don’t use a credit card. Instead, the government entity issues a municipal bond. These bonds, also known as munis, are exempt from Federal income tax, making them a smart investment for people who are trying to ...
but to get that money you have to file your taxes, AND be paying as much tax as your credit will net you. If you are on a low fixed-income you may never be able to recoup the credit by doing
Even if this is calculated properly, without a political agenda to distort CPI downward, it puts the consumer in a bind because at the lower 60% of the income scale, wages have barely kept up with the overall CPI, but have not nearly kept up with the price increases deem...