Comparing a shorter no-fee balance transfer vs. a longer one with a modest fee.As of January 2024, the average credit card interest rate is roughly24% APR(!). If you are paying 24% APR, that’s like paying 2% on your balance everymonth(!). Paying a 3% upfront fee for an 21 mon...
3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Your card comes with our $0 Liability Guarantee and chip technology for additional security when used at chip-...
This card offers a low variable APR of 13.74%% to 18.00% on purchases; 13.74% to 17.99% on balance transfers. If you carry a balance, you can benefit from low interest charges compared to other cards that have high interest rates. Balance transfers do incur a fee of 2.00%, $10 minimum...
Annual Fee Credit Needed N/A N/A 17.24% $0 N/A + Show More Cards Review Breakdown: Best Low APR Credit Cards Finding the lowest interest rate on a credit card can be tricky, especially when low-interest offers mix an ongoing APR rate with a special introductory rate. Below is a simply...
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The NAB Low Rate Card costs $59 a year, has a 13.49% APR and provides 55 interest-free days. This credit card has two welcome offers — 0% on balance transfer for 24 months (3% transfer fee, rate reverts to 21.74% after promo period ends), or up to $300 cash back after spending...
0%†Intro APRfor your first15 billing cycles for purchases, and for any balance transfersmade within the first60days of opening your account. After that, a Variable APR that's currently18.24% to 28.24%will apply.3%†Intro balance transfer fee for the first60days your account is open. Af...
If you need to carry a balance, this personal credit card offers a low interest rate plus additional insurance coverage. Welcome offer1 For new cardholders only: Get your first-year $45 annual fee waived when you make your first purchase within 30 days2 ...
Westpac Low Rate credit card Annual Fee $59 Purchase Rate 13.74% p.a. Intro Rate 0% p.a. on balance transfers for 26 months with 2% BT fee Interest-Free Days Jump to Fees, interest rates and other details Basic overview Offers and rewards ...
Your bank or credit union could offer a more competitive rate or origination fee than rivals because it has a window into your finances that the others don't. If you have deposit accounts, for example, your bank may consider your wages, savings and spending patterns. "Your bank or credit ...