Comparing a shorter no-fee balance transfer vs. a longer one with a modest fee.As of January 2024, the average credit card interest rate is roughly24% APR(!). If you are paying 24% APR, that’s like paying 2% on your balance everymonth(!). Paying a 3% upfront fee for an 21 mon...
This card offers a low variable APR of 13.74%% to 18.00% on purchases; 13.74% to 17.99% on balance transfers. If you carry a balance, you can benefit from low interest charges compared to other cards that have high interest rates. Balance transfers do incur a fee of 2.00%, $10 minimum...
Offers & Programs Navigation skipped If you usually carry a balance on your credit card or want to pay off a large balance on another card, a low interest credit card could be just what you’re looking for. Or if you want a specialized credit card with a low annual fee, check out our...
The intro balance transfer fee is 3% of the amount you transfer ($5 minimum) for transfers you make within 60 days of account opening, after that the balance transfer fee increases to 5% of the the amount you transfer ($5 minimum). Eligible purchases you make with this card qualify for ...
Annual Fee Credit Needed N/A N/A 17.24% $0 N/A + Show More Cards Review Breakdown: Best Low APR Credit Cards Finding the lowest interest rate on a credit card can be tricky, especially when low-interest offers mix an ongoing APR rate with a special introductory rate. Below is a simply...
Is there an annual fee? Annual fees can range from$25 per year to $550. Unless you’re using the benefits your card offers in exchange for that fee, you would be wise to steer clear of a card that has an annual fee. Don’t spend more to pay down your debt. ...
*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available...
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The ANZ Low Rate credit card also offers two promotions for new cardholders — a balance transfer offer and a credit back offer. » MORE:How to get a credit card in Australia Understanding the annual fee’s value The ANZ Low Rate credit card has an annual fee of $58, but there are...
If you need to carry a balance, this personal credit card offers a low interest rate plus additional insurance coverage. Welcome offer1 For new cardholders only: Get your first-year $45 annual fee waived when you make your first purchase within 30 days2 ...