Standout benefits: Ally is one of the few major lenders offering the Freddie Mac-backed HomeOne® mortgage, which only requires 3% down and has no income requirements. If you're buying in Philadelphia, Detroit or Charlotte, North Carolina, you may qualify for a $5,000 closing cost grant...
Can I Refinance a Low Interest Loan? Yes, refinancing a low interest loan may be possible if you can secure a better rate or more favourable terms. Before refinancing, evaluate the potential savings versus any fees associated with the process to ensure it makes financial sense. ...
While not always possible, you can sometimes negotiate a lower interest rate, especially if you have offers from other lenders or possess a strong credit profile. It doesn’t hurt to ask, and the worst you can receive is a no. Can I refinance my personal loan to get a lower interest ra...
You have a couple of options; find a cheaper home, get a roommate, move in with your parents, or move to a place with a lower cost of living. Moving towns may not be practical for everyone, but if you’re living in an area where housing costs are prohibitive, and you’re in a ...