The downside is you will often have to pay a transfer fee which is added to your new balance. Some credit cards offer shorter 0% periods in return for a lower transfer fee, so it can be worth weighing up how long you need to pay off your debt to see which is the cheaper...
with freedom of movement being a vital key adaptation to climate change. Many countries have some opportunity for adaptation with species able to migrate to higher altitude. Moving uphill, however, is not an option available to most species across Australia where the average elevation across...