对于行动不利生活自理能力低的老人,很多家庭会聘请保姆,对于久病在床的老人,需要聘请专业的医疗护理人员。然而长期护理费用不属于医疗需求,很难从医疗渠道去报销,如此昂贵的长期护理费用就将会给很多家庭造成很大经济压力。长期护理险就是为了一定程度的分担和解决这样的社会家庭问题而产生。 长期护理保险(LTC)诞生于上世...
Because long term care can be very expensive, it’s important to protect yourself from big medical bills. That’s why so many people find a long term care insurance plan. By spending just a little money on insurance premiums now, you can make sure you’ll have care for the future. It...
long-term care insurance. C is correct. 考点：Health/MecInsurance 解析࿱长期护理保险为家庭护理、辅助生活设施和/或疗养院费用而设计的，比较适合Marion的母亲，尤其是因为她家里有长寿的基因而养老金有不足。虽然这个保险在Marion的母亲这个年龄会比较贵，...
长期护理保险（Long-term Care Insurance） 长期护理保险是为因年老、疾病或伤残而需要长期照顾的 被保险人 提 供护理服务费用补偿的 健康保险 魏华林,林宝清.《保险学》[M] .高等教育出版社,2006年3月第2版。 这是一种主要负担老年人的专业护理、 家庭护理及其他相关服务项目费用支出的新型健康保险...
长期护理险(Long term care insurance) 主要是为被保险人在丧失日常生活能力、年老患病或身故时,侧重于提供护理保障和经济补偿的制度安排。目前,全球有社会保险和商业保险两种形式。 护理保险产生于20世纪7...
LTCI Partners is a national brokerage firm specializing in long-term care (LTC) insurance solutions.
“I mean, it’s totally a business that the insurance industry was like, ‘Wow, we screwed that up.’ And they headed for the exits.” Several factors determine the cost of your long-term care insurance premiums including: Age Health ...
Long-Term-Care InsuranceInsurance Issues
Long-term care insurance (LTCI) helps pay for the costs of long-term care. An individual does not have to be sick in the traditional sense to need long-term care, it can just be a question of not being able to perform basic activities of daily living, such as cooking, eating, tendin...
Long-term care insurance coverage provides for the care of people over age 65 or with a chronic or disabling condition who need constant care.