如下介绍的产品特征是基于美国的长期护理险(LTC)。 当受险人自理能力下降或因疾病丧失活动能力时,长期护理险就会生效并承担医疗护理或家政服务的费用。 救济金如何生效:美国的此类保险是否生效是依靠日常自理能力事项(ADLs:Activities of Daily Living)能实现的数量来判断的。 ADLs 通常包括(1)自行洗澡(2)自行穿衣(3...
While long-term care insurance premiums are an additional expense to factor into your budget,they can be worth itfor many seniors. After all, a policy can offer peace of mind and financial security in the face of uncertain future healthcare costs. But just how much should you expect to pay...
Long-term care insurance coverage provides for the care of people over age 65 or with a chronic or disabling condition who need constant care.
长期护理保险（Long-term Care Insurance） 长期护理保险是为因年老、疾病或伤残而需要长期照顾的 被保险人 提 供护理服务费用补偿的 健康保险 魏华林,林宝清.《保险学》[M] .高等教育出版社,2006年3月第2版。 这是一种主要负担老年人的专业护理、 家庭护理及其他相关服务项目费用支出的新型健康保险...
Long Term Care Insurance, Medical Costs, Family protection, Caregiving, Long Term Care, Extended Health Care Costs, Personal Health Care Services
awan't you stand 您站立的wan't[translate] a另外订购 Moreover order[translate] aBritish assume long -term care insurance of costs less, and long-term care insurance not developed. 英国假设费用长期护理保险和没被开发的长期护理保险。[translate]...
High costs of health insurance benefits a long-term problemGillette, Becky
Long-term care and long-term disability insurance plans can offer some protection. But Heilmann said planning for potential health costs can be more complicated for the high net worth individuals and families, whose wealth may be tied up in their business, and whose estate plans often include ...
While there are one-time up-front setup costs, he said, LTCI premiums are required every year and have been going up at noticeable rates. Like death and taxes, long-term health-care expenses are becoming another certainty in life. While deciding how to pay for them isn't always easy, ...
sells life insurance that allows the policyholder to withdraw 2% of the death benefit per month to pay for home health care,assisted livingor long-term care costs. If you buy a $500,000 policy, you can get 2% of that, or $10,000 a month, for those types of care. The company pays...