来自 EBSCO 喜欢 0 阅读量: 17 作者: Geisel, Jerry 摘要: Reports on legislative developments in the long-term health care (LTC) coverage in the United States. Creation of another type of individual retirement account; Employers' reluctance to pay LTC premiums. 年份: 1995 ...
Economic shocks, high inflation, longevity, and new emerging technologies make the long-term health care insurance challenging for insurers. To overcome this problem, an indexing mechanism has been employed to update predicted premiums based on the new information in hand. Such indexing mechanisms ...
Once you purchase your long term care insurance policy your premiums generally won’t increase. If they do increase, it is due to an increase for the entire class of policy holders and not due to your age, your health, etc. The main factors that determine your long term health care insur...
Navigate the complexities of long-term care with LTC News. From insightful articles on insurance and aging to state-specific directories for care costs and providers, find the resources you need for informed planning and decision-making.
If you're trying to decide between purchasing long-term care insurance and self-funding, consider these factors.
Premiums and benefits for qualified long-term care insurance policies.(Health Insurance Portability and Accountability Act of 1996)Lerman, Jerry L
Because long term care can be very expensive, it’s important to protect yourself from big medical bills. That’s why so many people find a long term care insurance plan. By spending just a little money on insurance premiums now, you can make sure you’ll have care for the future. It...
Long-term care insurance coverage provides for the care of people over age 65 or with a chronic or disabling condition who need constant care.
Long-term care insurance (LTCI) covers are rather recent products, in the framework of health insurance. It follows that specific biometric data are scanty; pricing and reserving problems then arise because of difficulties in the choice of appropriate technical bases. Different benefit structures impl...
However, many insurance companies no longer offer traditional policies, and those that do may raise annual premiums after purchase. Hybrid policies: One type of hybrid insurance offers life insurance and long-term care. “A single policy that provides benefits for two different scenarios can be ver...