长期照料商业保险(long term care private insurance) 下载积分: 100 内容提示: L o n g - T e r m C a r e S y s t e m sLong-Term Care In TheUnited States: AnOverviewA complex system of public and private funding often leaveselderly persons at risk of financial catastrophe and ...
如下介绍的产品特征是基于美国的长期护理险(LTC)。 当受险人自理能力下降或因疾病丧失活动能力时,长期护理险就会生效并承担医疗护理或家政服务的费用。 救济金如何生效:美国的此类保险是否生效是依靠日常自理能力事项(ADLs:Activities of Daily Living)能实现的数量来判断的。 ADLs 通常包括(1)自行洗澡(2)自行穿衣(3...
havecareneedsthataresubstantial.Medicare,thefederalgovern- ment’s health insurance program, finances medical care for nearly all elderly Americans and some younger persons with disabilities. Sup- port for their long-term care, however, falls largely outside Medi- ...
Given the expected increase in total long-term care (LTC) expenditure, there is interest in some OECD countries in the potential role of private LTC insurance. Indeed, financial planning for retirement may include the subscription to a private LTC coverage product to protect one's income and ...
The U.S. long-term care private insurance market size was estimated at USD 9.13 billion in 2022 and is projected to grow at a compound annual growth rate (CAGR) of 5.84% from 2023 to 2030. An increasing aging population, the cost of long-term care, and increased consumer awareness are ...
在美国的保险里有一种叫long term care ,就是老了不能自理后,保险公司付钱请人照顾,可谓无后顾之忧,这种保险年轻时买比较便宜,中年后就非常贵,攒钱也好,买保险也好,怎么养老都好,就是别指望孩子。 û收藏 9 14 ñ23 评论 o p 同时转发到我的微博 按热度 按时间 正在加载,请...
网络释义 1. 保险 ● 长期照料或疗养院保险(Long-term-care insurance)要注意的地方是很多只保第一级或skilled nursing的疗养院服务,即最严 … www.ubroad.cn|基于5个网页 2. 长期照料或疗养院保险 旅美资讯-了解美国医疗保险的种类 ... ●长期照料或疗养院保险(Long-term-care insurance) ● 牙齿保险( De...
Long-term care is now the most common cause of catastrophic illness costs for the elderly. Although acute care health insurance represents a mature market, private long-term care insurance is in its infancy and poised for development. This study presents a comparative analysis of simulation data,...
长期护理保险（Long-term Care Insurance） 长期护理保险是为因年老、疾病或伤残而需要长期照顾的 被保险人 提 供护理服务费用补偿的 健康保险 魏华林,林宝清.《保险学》[M] .高等教育出版社,2006年3月第2版。 这是一种主要负担老年人的专业护理、 家庭护理及其他相关服务项目费用支出的新型健康保险...
Long-term care insurance coverage provides for the care of people over age 65 or with a chronic or disabling condition who need constant care.