By Rosalie A. Kane and Robert L. Kane.Long Term Health Care: providing a Spectrum of Services to the Aged. By Philip W. Brickner, Anthony J. Lechich, Roberta Lipsman, and Linda K. scharer.doi:10.2307/3562648Review by: Laurence B. McCulloughJohn Wiley & Sons, Ltd.Hastings Center Report...
收到long term care很强的一家保险公司的通知,8/6起叫停对华盛顿州申请人出售带LTC rider的保险。这都是华州开征长期护理税闹的,强制性收税但将来可拿的福利太低,一堆高薪人士遂蜂拥去买自己的长期护理险以期申请纳税豁免额。这对于保险公司来说是最不想见到的情况,因为会出现所谓的反向选择,就是来的相对都是...
Throughout the paper we take a paternalistic approach and consider the utilitarian optimum based on individuals' true probability of needing long-term care and not on the one perceived by myopic individuals. Ex post individuals are grateful to the social planner to have forced them to behave accor...
有长期护理附加条款的年金 Annuities with Long-Term Care Riders对于那些被传统的长期护理保险公司拒之门外的人,还以通过购买有长期护理附加条款的年金来获得赔付。根据IRS规定,在这种合同下从年金中取钱支付长期护理费用不需要交税。与传统的长期护理相比,这类合同核保没有那么严格,取款更灵活,年金所有者过世后,受益...
A stand-alone long-term care policy is a good idea for people who can afford both today’s premiums and potential future rate hikes. On the other hand, you pay annual premiums for life for a product you might never use. And if you stop paying premiums and let the policy lapse, you...
This article provides a framework for understanding how long-term care (LTC) research contributes to policy, develops a typology of research contributions to policy with examples of each type, and suggests ways to ensure that contributions continue in the future. The article draws on in-depth inte...
对于行动不利生活自理能力低的老人,很多家庭会聘请保姆,对于久病在床的老人,需要聘请专业的医疗护理人员。然而长期护理费用不属于医疗需求,很难从医疗渠道去报销,如此昂贵的长期护理费用就将会给很多家庭造成很大经济压力。长期护理险就是为了一定程度的分担和解决这样的社会家庭问题而产生。
那什么是长期护理险呢,我们先来了解一下~ 长期护理保险概念long Term Care Insurance 长期护理保险是为因年老、疾病或伤残而需要长期照顾的被保险人提供护理服务费用补偿的健康保险。中国… 云相恋交友 长期护理险——社保第六险深度解析! 任海洋发表于我的保险,... 中荷岁岁享2.0护理保险优缺点分析,可以节税多少?
The need for long-term care as we age can be financially, physically, and emotionally taxing. Coverage options can include traditional long-term care policies, Medicaid, and hybrid policies. If you’re considering a policy, think carefully about when to buy and about the features that make sen...
長期護理(Long Term Care)附約會支付預先定下比例的死亡金給身體狀況而需要接受 長期護理的受保保單所有人。保險人通常需要什麼證明才作出賠償? A、A 經醫生證明受保保單所有人患上重大疾病 B、B 經醫生證明受保保單所有人失去某些日常起居活動能力 C、C 受保保單所有人患病期超過六個月 D、D 受保保單所有人...