对于行动不利生活自理能力低的老人,很多家庭会聘请保姆,对于久病在床的老人,需要聘请专业的医疗护理人员。然而长期护理费用不属于医疗需求,很难从医疗渠道去报销,如此昂贵的长期护理费用就将会给很多家庭造成很大经济压力。长期护理险就是为了一定程度的分担和解决这样的社会家庭问题而产生。 长期护理保险(LTC)诞生于上世...
那什么是长期护理险呢,我们先来了解一下~ 长期护理保险概念long Term Care Insurance 长期护理保险是为因年老、疾病或伤残而需要长期照顾的被保险人提供护理服务费用补偿的健康保险。中国… 云相恋交友 长期护理险——社保第六险深度解析! 任海洋发表于我的保险,... “第六险”——长期护理保险现状如何? 海力保险...
在美国的保险里有一种叫long term care ,就是老了不能自理后,保险公司付钱请人照顾,可谓无后顾之忧,这种保险年轻时买比较便宜,中年后就非常贵,攒钱也好,买保险也好,怎么养老都好,就是别指望孩子。 û收藏 9 14 ñ23 评论 o p 同时转发到我的微博 按热度 按时间 正在加载,请...
所谓长期护理保险 (long-term care insurance),其实是一种你为未来自己的健康买单的保险,它包含许多常规健康保险未涵盖的服务,例如日后例行生活活动的协助:帮忙洗澡、穿衣服、上下床等等;包括如果之后你想要去养老院、成人日托中心、或者需要一些生活辅助设施,长期护理保险都可以帮忙 cover 一部分开销。 如果你之后患有...
Long-Term Care Insurance: Is it one of your retirement plan options?(long term care insurance as employee benefit)(Column)Guttchen, David JPettigrew, Mary L
长期护理保险（Long-term Care Insurance） 长期护理保险是为因年老、疾病或伤残而需要长期照顾的 被保险人 提 供护理服务费用补偿的 健康保险 魏华林,林宝清.《保险学》[M] .高等教育出版社,2006年3月第2版。 这是一种主要负担老年人的专业护理、 家庭护理及其他相关服务项目费用支出的新型健康保险...
In turn, long-term care insurance can be a smart bet for most seniors, despite the extra costs for a policy. But if you're considering investing in long-term care insurance, here's what you need to know about coverage options — and how much you should get to protect yourself. ...
There is a way to get ready for this, though —long-term care insurance. If your parents don't have a long-term care insurance policy, you should push them to consider it. One important question when buying long-term care insurance is how much coverage you should get. If you are h...
Long-term care insurance coverage provides for the care of people over age 65 or with a chronic or disabling condition who need constant care.
2010. Long-Term Care: Who Gets It, Who Provides It, Who Pays, and How Much? Health Affairs 29: 11-21.Reinhard SC, Kassner E, Houser A. How ... SC Reinhard,E Kassner,A Houser - 《Health Affairs》 被引量: 40发表: 2011年 Who Gets Care Examine symptomatology and mental health serv...