所谓长期护理保险 (long-term care insurance),其实是一种你为未来自己的健康买单的保险,它包含许多常规健康保险未涵盖的服务,例如日后例行生活活动的协助:帮忙洗澡、穿衣服、上下床等等;包括如果之后你想要去养老院、成人日托中心、或者需要一些生活辅助设施,长期护理保险都可以帮忙 cover 一部分开销。 如果你之后患有...
If you're trying to decide between purchasing long-term care insurance and self-funding, consider these factors.
如下介绍的产品特征是基于美国的长期护理险(LTC)。 当受险人自理能力下降或因疾病丧失活动能力时,长期护理险就会生效并承担医疗护理或家政服务的费用。 救济金如何生效:美国的此类保险是否生效是依靠日常自理能力事项(ADLs:Activities of Daily Living)能实现的数量来判断的。 ADLs 通常包括(1)自行洗澡(2)自行穿衣(3...
Surveys the reason employers sell long-term-care (LTC) coverage to employees. What is the main reason; How many employers offer LTC; Benefits of LTC insurance; Percentage of insurance covered by LTC; Why...
According to the 2008 National Compensation Survey conducted by the U.S. Department of Labor's Bureau of Labor Statistics, the percentage of workers in private industry with access to long-term care insurance through their employers has doubled since 1999, from 6 percent to 12 percent.Sammer...
Offered by The Chubb Corporation, the Long-Term Care (LTC) plan provides LTC benefits if you need them and also comes with life insurance. You can also cover your spouse/domestic partner. What Is Long-Term Care? The LTC plan will help pay for services to care for you when you can ...
While the benefits of family-based care were consistent across development, outcomes differed based on developmental domain, how early in life children were placed in family-based care, and whether this care was stable across childhood and adolescence. ...
programs, and many regions have experimented with distinctive long-term care insurance systems based on local conditions. Among these systems, the delivery form and standards of benefits are essential components of long-term ca...
摘要: A significant proportion of people living with dementia will live and stay in long-term care settings. Consequently care homes have an important role to play in the provision of supportive care for people with dementia. For people with dementia who reside in care关键词:...
kes Employers Make. Long-Term Care Insurance: The Four Biggest Mistakes Employers Make.Long-Term Care Insurance: The Four Biggest Mistakes Employers Make.The article explains the major mistakes that many employers usually make when choosing a carrier to provide long-term care insurance (LTCI) and...