Credit freezes are available for free at all three majorcredit bureaus(Equifax, Experian, and TransUnion) thanks to a 2018federal law.1 Credit locks, on the other hand, are often part of a paid subscription service offered by credit bureaus, which typically includesidentity theft monitoringand cr...
Equifax: Free. Experian: First seven days free, then $24.99 per month for a service that includes credit lock; no stand-alone lock available. How long it takes to go into effect Within one business day when done online or by phone, but often instantly. Within three business days after a...