'Loan to Value'(LTV)的定义 贷款价值比(Loan to Value,简写LTV)是指在抵押贷款中,贷款金额与抵押品价值之间的比率。这一指标在金融领域中,特别是在房地产抵押贷款中,扮演着关键角色。LTV反映了贷款机构对抵押物的风险预期,是贷款机构评估贷款风险、确定贷款额度的重要参考。例如,如果某...
如果房贷要超过65岁的退休年龄才能缴清,房屋贷款与价值比率(Loan-To-Value)的顶限也同样会相应减少。如果借贷期超过… www.360doc.com|基于11个网页 2. 贷款价值比 ...贴现,贴现时需考虑多种因素,如利率、分期偿还期限和贷款价值比(loan-to-value)等,估价过程更为复杂,而现金流量法只需要考 … ...
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Loan to Value 选择语言:从 到 翻译结果1翻译结果2 翻译结果3翻译结果4翻译结果5 翻译结果1复制译文编辑译文朗读译文返回顶部 正在翻译,请等待... 翻译结果2复制译文编辑译文朗读译文返回顶部 正在翻译,请等待... 翻译结果3复制译文编辑译文朗读译文返回顶部 贷款到值 翻译结果4复制译文编辑译文朗读译文返回顶部 ...
loan-to-value Also found in:Financial,Wikipedia. n (Banking & Finance) the ratio between the sum of money lent in a mortgage agreement and the lender's valuation of the property involved. Abbreviation:LTV Collins English Dictionary – Complete and Unabridged, 12th Edition 2014 © HarperCollins...
3.贷款价值比率(loan-to-value ratios)。次贷危机之后,各国监管当局出台了不少针对金融产品特点的监管政策,其中限制贷 … blog.sina.com.cn|基于10个网页 2. 贷款成数 ...率时好过信用评分(credit scores)或者贷款成数(loan-to-value ratios),然而对于那些位于债券长链终端的投资者来说, … ...
具体释义为：放贷风险比率，计算方法为抵押或贷款总额除以物业的估值。根据这个公式可以推断，它的高低不存在价值性差异，而是反映了贷款额与抵押资产之间的数据关系，当然也是贷款风险和银行贷款制度的体现。部分英语例句：When the loan-to-value ratio is above 90%, it means buyers have little equity...
想必大家在接触房贷时经常会听到“可申请高达房产价值75%的贷款额度” 等相关信息,这个百分数字(75%)在银行的专有名词叫做:LOAN TO VALUE,简称LTV。其中特别容易产生误区的是”VALUE”这个词,它所指的是房产评估值 (Evaluation Value), 而非房产售价 (SELLING PRICE) 。比如,您要购买一套售价为100万的房产,银行...
What is Loan-to-Value (LTV)? Contents[show] Definition:The loan to value ratio (LTV) is a risk assessment measurement that calculates the loan amount as a percentage of the appraised value of the collateral. In other words, it’s a tool used to compare the purposed loan amount with the...
The loan-to-value is the ratio between the value of the loan you take out and the value of the property as a whole, expressed as a percentage. The remaining value ispaid as a deposit. For example: Say you want to buy a house worth £300,000, and you have £60,000 in your ...