Once you have pre-approval or know your budget, it’s time to start shopping for a car. Consider your needs, preferences, and affordability when choosing a vehicle. Take your time to research different makes and models, compare prices, and consider both new and used options. Finalize the ...
Loans can be your best friend when you are shopping for cars. They make vehicle purchases more feasible and affordable, but different people may qualify for different loan terms. Credit scores are one reason. For example, a higher credit score can lower your interest rates and reduce the amoun...
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Note that some lenders may limit refinance options for cars with higher mileage or older model years. Newer vehicles with recent loans can also be limiting. This is because the vehicle’s value could be lower than the current loan amount (taking us back to negative equity position). As a c...
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