Borrowers commonly have two options when securing amortgage: a loan officer or a mortgage broker. Loan officers and mortgage brokers prepare loan applications and get them processed, but their methods vary. A loan officer works for a bank, a credit union, or a mortgagelenderand generally offers...
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Brian W. Harrison, 56, Great Bend, Kansas, a former loan officer for a bank in Great Bend, was sentenced to six months in prison followed by six months home detention for bank fraud. Harrison falsified credit and loan applications, promissory notes and security agreements without proper ...
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For example, be wary if a loan officer seems to be trying to steer you into anadjustable-rate mortgage(ARM). ARMs can be a good choice for certain people, especially those who know they won't be in their homes for very long.
I've paraphrased the mortgage officer's feedback in order to make our dialogue a readable post. Here is why it's so hard to get a mortgage todayaccording to a mortgage officer. 1) The government is clamping down hard. Since 2009, the government has created enormous regulation for bank...
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Chad Fleener is a Movement Mortgage Loan Officer serving Fort Mill, SC. Contact me to find out more about our home purchase or refinancing options!
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