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Personal loans may be difficult to obtain if you have fair or bad credit.. Income and Credit Needed for a Personal Loan Lenders consider your credit report and score, as well as your income and debt-to-income ratio, or DTI, to determine if you meet their minimum requirements for a person...
LoanStart.com allows borrowers with less than perfect credit to request personal loan offers. Some of our affiliate lenders may consult one or more credit bureaus to gauge the borrower's ability to repay a loan. This may result in a soft pull, a hard pull, or both. Too many credit check...