How do you take a withdrawal or loan from your Fidelity 401(k)? If you've explored all the alternatives and decided that taking money from your retirement savings is the best option, you'll need to submit a request for a 401(k) loan or withdrawal. If your retirement plan is with Fi...
If so, you can request a loan from your plan administrator. According to Fidelity, you can borrow as much as 50% of your retirement savings, up to a $50,000 maximum. The specific terms depend on your plan's rules. If your request is approved, you'll receive money from investments in...
Credit-card debt is cited as the top reason people take a 401(k) loan, according to research from Fidelity Investments. Edelman at Edelman Financial Services, who believes all 401(k) loans are a bad move, said that on top of the short-term risks, the long-term implications are the bigg...
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longer you let your retirement savings sit undisturbed and unspent, the greater your chances of growing it to a sizable nest egg, especially since missing justfive of the market's best dayscould leave you with half the amount you would have otherwise had -- according to a study by Fid...