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Well, almost always. Dealerships sometimes offer cheap or even 0% APR financing as a promotion incentive rather than discounts on the selling price. But you’re often better off taking a discount on the car rather than the cheap financing, then borrowing money from the cheapest direct lender...
Read more: How much personal loan can I get? Home equity loan: This is also called asecond mortgage. You borrow a certain amount of money for your renovations, with a fixed interest rate and monthly payments. Choose a home equity loan if: You need a large amount upfront and a fixed ...
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They've got plenty of liquid assets to pay cash and high incomes, but they don't want to pay cash because they want to remain diversified and borrow money for cheap. IMPLICATIONS FOR TIGHTER LENDING STANDARDS If we only lend money to people who don't need money, then we decrease ou...